July 17, 2026 Greg Farrall, AIF®, AIFA®, CEPA®, CPFA®, CWS®, PPC® | CEO/Owner/Financial Advisor Photo cred Omar A famous quote by Warren Buffett is: “Someone’s sitting in the shade today because someone planted a tree a long time ago.” For many parents and guardians, the goal of saving, investing, and planning is to ensure the financial security of their family. Alongside the day-to-day costs of raising children, parents must prepare for major expenses such as childca

When it comes to managing money, things can get complicated fast. Between saving for college, planning for retirement, running a business, and just trying to keep the bills paid, it’s easy to feel overwhelmed. That’s where holistic financial planning comes in. Think of it as your financial GPS, guiding you through the twists and turns of life’s money matters with a clear, well-thought-out route. I’m here to break down what holistic financial planning really means, why it matt

July 6, 2026 Greg Farrall, AIF®, AIFA®, CEPA®, CPFA®, CWS®, PPC® CEO/Owner/Financial Advisor Photo credit to David Trinks There is a saying that smooth seas do not make skillful sailors. When it comes to investing, at no time has this been more true than during the first half of the year. Investors faced major events including the war in Iran, oil prices pushing inflation to multi-year highs, and questions around artificial intelligence (AI). And yet, markets have climbed to

When it comes to growing a business, having a solid financial plan is like having a reliable map on a road trip. Without it, you might end up lost, running out of gas, or worse, stuck in a ditch. I’ve seen firsthand how effective business financial planning can transform a company’s trajectory, turning uncertainty into opportunity. So, let’s dive into some practical, no-nonsense strategies that can help your business not just survive, but thrive. Understanding Business Growth

June 22, 2026 Greg Farrall, AIF®, AIFA®, CPFA®, CWS®, PPC® | CEO/Owner/Financial Advisor Photo Credit to Brett Jordan For many people, the wealth they have accumulated over a lifetime is more than just about money. It represents years of hard work, discipline, and sacrifice to ensure they can have a comfortable retirement, take care of their families, and more. Yet, one of the most important and often overlooked questions in financial planning is not how to grow wealth, o

photo credit to Joshua Hoehne June 22, 2026 Greg Farrall, AIF®, AIFA®, CPFA®, CWS®, PPC® | CEO/Owner/Financial Advisor Alan Greenspan once said, "Since I've become a central banker, I have learned to mumble with great incoherence." Greenspan, who passed away recently at the age of 100, served as the Chair of the Federal Reserve from 1987 to 2006 and became one of the most influential economic figures of the 20th century.1 As we reflect on his legacy, just days after Kevin

June 18, 2026 Greg Farrall, AIF®, AIFA®, CPFA®, CWS®, PPC® | CEO/Owner/Financial Advisor The U.S. and Iran announced a preliminary agreement aimed at ending the four-month conflict that has weighed on the global economy. Financial markets have reacted positively to this development, with the stock market climbing, oil prices falling, and interest rates declining. How should investors interpret this agreement, and what does it mean for portfolios? The deal, described as a

Thanks for your question about the latest jobs report. The monthly jobs report is one of the most closely watched economic indicators, as it gives a snapshot of the health of the labor market. Hiring activity was quite slow last year, but there are some signs that things are heating up. Here are some key takeaways: • The U.S. added 172,000 jobs in May 2026, well above expectations of 88,000. Prior months were also revised higher, with the April number jumping from 115,000 to

June 2, 2026 Greg Farrall, AIF®, AIFA®, CPFA®, CWS®, PPC® | CEO/Owner/Financial Advisor May was a strong month for investors, with major indices reaching new all-time highs, even as the bond market faced challenges from inflation concerns. The S&P 500 climbed above 7,500 for the first time, supported by continued strength in technology stocks. At the same time, long-term interest rates rose to nearly two-decade highs before moderating later in the month as oil prices declin

Baby, you know born in 2025? You, your family, or your friends in your circles might be eligible for a Trump Account and $1,000 tax-free growth. Learn more here and submit the form: www.trumpaccounts.gov In paper form for your accountant file here Form 4547 I also just did a podcast and posted to our Farrall Wealth YouTube Channel here: https://youtu.be/grl75tQBqFQ Learn more here: Although the IRS started accepting tax returns on January 26, 2026, some “soon-to-be” filers

Greg Farrall, AIF®, CPFA®, CWS®, PPC® | CEO/Owner/Financial Advisor As you have seen in the news, the U.S. and Israel have launched military strikes against Iran, targeting its leadership, military assets, and nuclear infrastructure. Iran's Supreme Leader is confirmed to have been killed, and Iran has retaliated with missile and drone attacks across the Middle East. President Trump has stated that the goal of the operation, dubbed "Operation Epic Fury," is regime change in

Planning for retirement can feel like trying to solve a puzzle with missing pieces. You want to enjoy your golden years without financial stress, but how do you make sure your income lasts as long as you do? The key lies in mastering retirement income strategies that fit your unique situation. Let’s break down the essentials in a friendly, straightforward way—no confusing jargon, just practical advice you can use. Understanding Retirement Income Strategies When we talk about

When it comes to managing your finances, tax planning is one of those things that can either make your life easier or turn it into a headache. I’ve been there—trying to figure out deductions, credits, and deadlines while juggling family and business responsibilities. That’s why I’m excited to share some insights on tax advisory services that can truly make a difference. Whether you’re a family looking to secure your financial future or a business owner aiming to optimize you

You may have seen recent news coverage about the volatility in gold, silver, and bitcoin. I want to take this opportunity to discuss these assets, the behavioral lessons they offer, and what this means for your portfolio. To be clear, your portfolio is well-positioned to achieve your financial goals. However, when many of these investments are in the headlines, they naturally generate investor interest and raise questions. The key is to understand how to think about these inv

You may have seen recent headlines on the stock market’s reaction to new AI tools. Specifically, the AI company Anthropic unveiled new capabilities, which affected the prices of some stocks that provide these services. This is another milestone in AI development and highlights the importance of risk management while maintaining a balanced, long-term investment approach. As your advisor, I want to provide perspective on what these developments mean for your portfolio and finan

2025 was a historically strong year for markets, despite the many events that took place along the way. The past year delivered no shortage of headlines, including April's tariff announcements, ongoing developments in artificial intelligence stocks, and the passage of the One Big Beautiful Bill Act. Yet through it all, investors are likely happy as U.S. stocks rose to new record highs, international markets outperformed, and bonds continued their rebound. The S&P 500 has now

Understanding the Importance of Estate Planning NIKE might be on to more than just sports with its "Just do it" campaign. Estate planning sounds heavy, yet it is simply a plan for who decides, who benefits, and who pays when life changes fast. The conversation begins with a simple truth: most adults lack even a basic will or power of attorney. By the time they feel urgency, incapacity or crisis has already arrived. The Foundation of Estate Planning The first layer is foundati

We recently sat down with our friend, Matt Evans, a broker-owner realtor at ReMax and @mattevansteam, to discuss his thoughts on real estate in 2025 and beyond. Mortgage headlines focus on rates, but rates are only one gear in a larger machine. Buyers and sellers feel the pinch of monthly math driven by taxes, insurance, and homeowners association fees just as much as interest costs. In our talk with Matt, we unpack why a quarter-point move can trigger activity without fixing

Recently, on our Money Matters with Greg podcast, we discussed the issues with HR and the solutions available to help business owners manage the endless, rolling waves. We spoke with an HR Consultant at Paylocity, Mike Ramian, to lend his help. Small business owners feel the weight of payroll, compliance, and hiring more than anyone. Labor is the most significant expense and the hardest to manage when systems don’t talk to each other. This episode pulls back the curtain on h

Planning for retirement can feel like trying to solve a puzzle with missing pieces. You want to enjoy your golden years without financial stress, but how do you make sure your income lasts as long as you do? The good news is, with the right retirement income strategies, you can build a plan that fits your lifestyle and goals. Let’s dive into some practical tips and insights that will help you master the art of retirement income planning. Smart Retirement Income Strategies to